diff --git a/api/controllers/wxapp/licheb/Cusorder.php b/api/controllers/wxapp/licheb/Cusorder.php
index e0b884f3..df35b0d2 100644
--- a/api/controllers/wxapp/licheb/Cusorder.php
+++ b/api/controllers/wxapp/licheb/Cusorder.php
@@ -192,7 +192,7 @@ class Cusorder extends Wxapp{
         ];
         if(!$payway){
             $orders_entity = new Orders_entity();
-            $money_json['price_finance'] = $series_row['brand_id'] == 4 ? $orders_entity::PRICE_FINANCE_NZ : $orders_entity::PRICE_FINANCE;
+            $money_json['price_insure'] = $series_row['brand_id'] == 4 ? $orders_entity::PRICE_FINANCE_NZ : $orders_entity::PRICE_FINANCE;
         }
         //获取挂牌价
         if($series_row['brand_id']==3){ //狸车品牌写死挂牌费用0.01 测试用
diff --git a/api/controllers/wxapp/licheb/Cusorder2.php b/api/controllers/wxapp/licheb/Cusorder2.php
index a94fa6f9..d4987ef3 100644
--- a/api/controllers/wxapp/licheb/Cusorder2.php
+++ b/api/controllers/wxapp/licheb/Cusorder2.php
@@ -223,7 +223,7 @@ class Cusorder2 extends Wxapp{
         $money_json['price_discount'] = $disc_money;
         $orders_entity = new Orders_entity();
         if(!$payway){
-            $money_json['price_finance'] = $series_row['brand_id'] == 4 ? $orders_entity::PRICE_FINANCE_NZ : $orders_entity::PRICE_FINANCE;
+            $money_json['price_insure'] = $series_row['brand_id'] == 4 ? $orders_entity::PRICE_FINANCE_NZ : $orders_entity::PRICE_FINANCE;
         }
         $data['money_json'] = json_encode($money_json,JSON_UNESCAPED_UNICODE);
 
diff --git a/api/controllers/wxapp/licheb/Protocol.php b/api/controllers/wxapp/licheb/Protocol.php
index 229cdd6d..83a11f21 100644
--- a/api/controllers/wxapp/licheb/Protocol.php
+++ b/api/controllers/wxapp/licheb/Protocol.php
@@ -100,13 +100,18 @@ class Protocol extends CI_Controller{
             //获取门店信息
             $biz = $this->biz_model->get(['id'=>$row['biz_id']]);
             $row['company'] = $this->sys_company_model->get(["title like '%服务%'"=>null,'status'=>1]);
+            $is_insure = false;
             if($row['srv_ids']){
                 $services = $this->services_model->select(["id in ({$row['srv_ids']})"=>null],'','','','title');
+                $srv_id_arr = explode(',',$row['srv_ids']);
+                $is_insure = in_array(1,$srv_id_arr) ? true : false;
             }
             $this->load->library('receiver/orders_entity');
             $srv_price = $this->orders_entity->order_srv_money($row['id']);
-            $total_price = $srv_price + $money_json['price_insure'];
+            $total_price = $srv_price;
+            $is_insure && $total_price = $total_price + $money_json['price_insure'];
         }
+        $row['is_insure'] = $is_insure;
         $row['services'] = $services;
         $row['total_price'] = $total_price;
         $row['info_json'] = json_decode($row['info_json'],true);
@@ -321,9 +326,12 @@ class Protocol extends CI_Controller{
             //获取门店信息
             $biz = $this->biz_model->get(['id'=>$row['biz_id']]);
             $row['company'] = $this->sys_company_model->get(["title like '%服务%'"=>null,'status'=>1]);
+            $is_insure = false;
             if($row['srv_ids']){
                 $service_rows = $this->services_model->select(["id in ({$row['srv_ids']})"=>null],'','','','title');
                 $services = implode(',',array_column($service_rows,'title'));
+                $srv_id_arr = explode(',',$row['srv_ids']);
+                $is_insure = in_array(1,$srv_id_arr) ? true : false;
             }
             if($opt_row['srv_ids']){
                 $service_rows = $this->services_model->select(["id in ({$opt_row['srv_ids']})"=>null],'','','','title');
@@ -331,7 +339,8 @@ class Protocol extends CI_Controller{
             }
             $this->load->library('receiver/orders_entity');
             $srv_price = $this->orders_entity->order_srv_money($row['id']);
-            $total_price = $srv_price + $money_json['price_insure'];
+            $total_price = $srv_price;
+            $is_insure && $total_price = $total_price + $money_json['price_insure'];
         }
         $row['services'] = $services;
         $row['old_services'] = $old_services;
diff --git a/api/views/wxapp/licheb/html2pdf/agent.php b/api/views/wxapp/licheb/html2pdf/agent.php
index 98c6bb4a..74e34c46 100644
--- a/api/views/wxapp/licheb/html2pdf/agent.php
+++ b/api/views/wxapp/licheb/html2pdf/agent.php
@@ -48,7 +48,7 @@
             <?foreach($services as $val){?>
             <div><?=$val['title']?></div>
             <?}?>
-            <div>代办服务总价：<?=$total_price?>元， <?=num_to_rmb($total_price)?>，保险费用由乙方直接支付给保险公司。</div>
+            <div>代办服务总价：<?=$total_price?>元， <?=num_to_rmb($total_price)?><?if($is_insure){?>，保险费用由乙方直接支付给保险公司。<?}?></div>
             <div><b>二、双方特别约定</b></div>
             <div>1、车牌选号若为代选号牌时，均由甲方电话通知乙方，因乙方未能及时选号等其它原因，甲方有权代理决定并不对最终选号结果负责；若为自选号牌，甲方可配合乙方上牌，但不对最终选号结果负责。</div>
             <div>2、乙方委托甲方代办车辆挂牌服务时，乙方应事先办妥机动车车辆保险，投保险种包括但不限于车辆损失险和第三者责任险。甲方在代办服务过程中造成车辆毁损、灭失的，乙方应当先向保险公司索赔，赔付不足部分由甲方予以修复或赔偿。</div>
diff --git a/api/views/wxapp/licheb/protocol/agent.php b/api/views/wxapp/licheb/protocol/agent.php
index cb5d42c7..9ef87cab 100644
--- a/api/views/wxapp/licheb/protocol/agent.php
+++ b/api/views/wxapp/licheb/protocol/agent.php
@@ -29,7 +29,7 @@
             <?foreach($services as $val){?>
             <div><?=$val['title']?></div>
             <?}?>
-            <div>代办服务总价：<?=$total_price?>元，<?=num_to_rmb($total_price)?>，保险费用由乙方直接支付给保险公司。</div>
+            <div>代办服务总价：<?=$total_price?>元，<?=num_to_rmb($total_price)?><?if($is_insure){?>，保险费用由乙方直接支付给保险公司。<?}?></div>
             <div><b>二、双方特别约定</b></div>
             <div>1、车牌选号若为代选号牌时，均由甲方电话通知乙方，因乙方未能及时选号等其它原因，甲方有权代理决定并不对最终选号结果负责；若为自选号牌，甲方可配合乙方上牌，但不对最终选号结果负责。</div>
             <div>2、乙方委托甲方代办车辆挂牌服务时，乙方应事先办妥机动车车辆保险，投保险种包括但不限于车辆损失险和第三者责任险。甲方在代办服务过程中造成车辆毁损、灭失的，乙方应当先向保险公司索赔，赔付不足部分由甲方予以修复或赔偿。</div>