diff --git a/api/controllers/wxapp/licheb/Cusorder.php b/api/controllers/wxapp/licheb/Cusorder.php
index eb20dc8b..521eae75 100644
--- a/api/controllers/wxapp/licheb/Cusorder.php
+++ b/api/controllers/wxapp/licheb/Cusorder.php
@@ -599,7 +599,7 @@ class Cusorder extends Wxapp{
             if(!$order_data['car_img']){
                 throw new Exception('请先上传行驶证', ERR_PARAMS_ERROR);
             }
-            if(!$order_data['ins_img']){
+            if(!$order_data['ins_img'] && !$order_data['insurance_img'] && !$order_data['business_img']){
                 throw new Exception('请先上传保单', ERR_PARAMS_ERROR);
             }
         }